Next-Gen Ultra High Net Worth Advisors

Legal Notice

Terms and Conditions 


The website is operated by Decisive Capital Management SA, Rue du Rhône 78, 1204 Geneva, Switzerland on behalf of itself, and its affiliates (collectively “Decisive”). Decisive is registered in the Companies Registry of the Canton of Geneva.The website is the exclusive property of Decisive. Its proprietary rights shall not be altered in any way by any reproduction or use of the website.


You should read these terms and conditions and the information carefully before you continue. By accessing and using Decisive’s website, you expressly agree that you have read, understood and agree to be bound by these terms and conditions and the legal information contained below. If you do not agree to these terms and conditions, you should exit the website now.


The information and services provided on this website are not provided to and should not be used by any person in any jurisdiction where (by reason of that person’s nationality, place of residence or domicile, or for any other reason) the provision or use thereof or the access to this website is prohibited. Any person in respect of whom such interdictions apply must not access or use the website. The products and services described on the website may not be available or may be prohibited to persons dependent on a jurisdiction other than Switzerland (by reason of that person’s nationality, place of residence or domicile, or for any other reason). You should consult for information concerning any restrictions applicable to you regarding the sale of such products and services.Where Decisive is not authorized by the supervisory authority of a certain country, Decisive can as a general rule not promote financial services in that country. This website may however contain information, in particular about financial services and products offered by Decisive, that may be considered by the supervisory authorities as a public offer of financial products or a canvassing targeting persons domiciled in the concerned countries.


The logo and trademarks of Decisive are protected by law, and all information contained on the website is protected by copyright. All rights are reserved for third party copyrights. Nothing on the website may be used in any form whatsoever unless specific mention is made of the trademark and copyright protection, and of these terms and conditions.It is forbidden under any circumstances to set up links, e.g. in the form of hyperlinks or inline links, to this website, to frame it, or to access it through inline links or through a frame, without the prior written approval of Decisive.It is forbidden to reproduce in whole or in part, transmit by electronic or any other means, modify or use copyright elements of this website for public or commercial purposes without the prior written approval of Decisive.Use of the website for advertising or commercial purposes, in any form whatsoever, is prohibited without the prior written consent of Decisive.


All the information provided, in particular the opinions and analyses published on the website, is provided for information purposes only and should not in any event be construed as an offer, piece of advice or recommendation to buy or sell a particular security or to engage in any transaction whatsoever. The risks involved in certain investments are not suitable for all investors, and you should consult your adviser to obtain a specific evaluation of your risk profile. We strongly recommend that you seek professional advice before taking investment decisions.


Decisive information contained on this website should not be construed or interpreted as legal, accounting or tax advice.


While Decisive makes every reasonable effort to use reliable, comprehensive information, we make no representation or warranty of any kind that the information contained on this website is accurate, complete or up to date. Any decision based on such information is taken at your own risk, and Decisive disclaims all liability or responsibility for any loss or damage that may result directly or indirectly as a result of your use of such information. Moreover, Decisive reserves the right to change the contents of the website at any time without notice.


Past performance is no guarantee nor guide to the future performance of an investment. Investments may increase or decrease in value and an investor may not be able to recover the initial investment made. Exchange rates may also cause the value of an investment to rise or fall.

FinSA Disclosure 

FinSA Information

The Swiss Financial Services Act (FinSA) aims to strengthen investor protection and to enhance transparency on financial instruments. In terms of content, FinSA is closely aligned with European regulation. Below we have summarized the key information required under FinSA.

1. Contact and license information

Name and Address

Name                  Decisive Capital Management SA

Address              Rue du Rhône 78

Place                   1204 Genève



IUD no.                CHE-147.965.773

Supervisory Status

Decisive Capital Management SA (“Decisive”) is a SRO-Member of SO-FIT (Organisme de Surveillance pour Intermédiaires Financiers & Trustees) – an officially recognised self-regulatory organisation (SRO) according to the Anti-Money Laundering Act (AMLA) and in the process of obtaining a license for portfolio managers according to art. 5 para. 1 in connection with art. 24 of the Financial Institution Act (FinIA). The license will be granted by the Swiss Financial Market Supervisory Authority FINMA, Laupenstr. 27, CH-3003 Bern. Decisive will be supervised by the supervisory organization SO-FIT (Organisme de Surveillance pour Intermédiaires Financiers & Trustees).

2. Client Segmentation

FinSA differentiates between the following client classifications: “retail clients”, “professional clients” and “institutional clients”. Each classification is assigned a different level of investor protection. While retail clients are afforded the highest level of protection, institutional clients are afforded the lowest level of investor protection.

Decisive provides financial services exclusively to professional clients and institutional clients.

Client classification depends mainly on knowledge & experience and on the financial situation for private clients. Corporate clients are normally classified through their size or regulatory status.

2.1          Institutional Clients

Classification as an institutional client means in particular that:

  • The rules of conduct as laid down in chapter 2 of the FInSA do not apply.
  • Institutional clients are partially or completely exempted from investor protection according to the Swiss Collective Investment Scheme Act.

2.2          Professional Clients

Classification as professional client means in particular that:

  • Information about product risk is provided to professional clients in less detail (in particular no Key Information Document must be provided to professional clients).
  • When conducting a suitability and / or appropriateness test, Decisive may assume that the professional client has the relevant knowledge and experience and is financially able to bear the risks associated with the financial instrument / financial service.
  • Professional clients are partially or completely exempted from investor protection according to the Swiss Collective Investment Scheme Act.

2.3          Qualified Investor

Based on the portfolio management or advisory contracts Decisive enters with its clients, the latter are deemed to be qualified investors within the meaning of the Swiss Collective Investment Schemes Act (CISA). Decisive may, at its own discretion, invest in or advise on a broader range of financial instruments even if such financial instruments are partially or completely exempted from investor protection provisions under the CISA.

3. Suitability and Appropriateness

As Decisive renders its financial services exclusively to professional and institutional clients, it may assume that those clients possess the required knowledge and experience. Therefore, no appropriateness assessment is carried out. For professional clients, Decisive may further assume, that those clients are able to bear the financial risks associated with the financial service / financial instrument. Therefore, a suitability assessment limited to the review of the professional client’s investment objectives is carried out in case of portfolio related advice and portfolio management services.

4. Information on financial services

4.1          Order Receipt and Transmission

Decisive will provide for receipt and transmission of client orders, i.e. Decisive will place orders in relation to financial instruments. However, (if not agreed differently in writing) investment decisions in relation to financial instruments are made without advice of Decisive. Receipt and Transmission of client orders are carried out by Decisive only based on a specific contract and in relation to a specific (custody) account, over which Decisive has received a limited power of attorney for the placement of orders.

 4.2          Advisory Services

Decisive renders advisory services to its clients. In case of advisory services, Decisive issues personal recommendations to the client in relation to financial instruments. Such advisory services may relate to the portfolio of the client (“Portfolio Advice”) or to single financial instruments (“Transaction Advice”). Both, Portfolio Advice and Transaction Advice are carried out by Decisive only based on a specific advisory contract. The decision to buy or sell a specific financial instrument always remains with the client.

4.3          Portfolio Management Services

Decisive renders portfolio management services to its clients. In case of portfolio management services, the client grants Decisive a limited power of attorney to carry out all actions it deems appropriate in the name of the Decisive but for the account and at the risk of the client to implement the investment strategy selected by the client. Portfolio management services will be carried out by Decisive only based on a specific portfolio management contract and in relation to a specific (custody) account. Investment decisions are carried out by Decisive. Decisive cannot guarantee any performance and investment decisions may prove to be wrong in hindsight. The client therefore carries the risk of misjudgements by Decisive.

4.4          Acquisition and Disposal of financial instruments

Decisive offers its client financial instruments (in particular, collective investment schemes with private equity exposure) to invest in. Such offer never amounts to a personal recommendation (if not agreed in writing to the contrary). Offers are made without any specific client contract, solely based on the General Terms and Conditions of Decisive.

4.5          Wealth planning services

Decisive offers wealth planning services for high-net-worth individuals and families. In particular, wealth structuring, strategic and tactical asset allocation as well as consolidated reporting and performance monitoring are provided. Further Decisive supports with specific projects. Wealth planning services are not related to specific financial instruments and therefore not within the scope of FinSA.

5. Financial instruments

Financial services provided by Decisive consider a broad product universe of own and third party products, such as:

  • Shares/units of collective investment schemes
  • Structured products
  • Bonds
  • Equities
  • Money market instruments
  • Private equity (participations in partnerships, collective investment schemes, contractual structures etc.)
  • Exchange and OTC traded derivatives.

 The brochure “Risks Involved in Trading financial Instruments” of the Swiss Bankers Association (SBA) contains general information on typical financial services and on the characteristics and risks of financial instruments and is available on the website of the Swiss Bankers Association (

6. Costs and third party benefits

The financial services Decisive provides are subject to fees. Detailed overview is available in the relevant fee schedule as provided to the clients.


In principle Decisive will not receive benefits (e.g. retrocessions, kickbacks, finder's fees, etc.; “Compensation”) from third parties (banks, fund companies, issuers, etc.). Should Decisive nevertheless receive Compensation in a specific instance, the client will be entitled to claim such Compensation. Differing agreements between the client and Decisive shall remain reserved.

7. Conflicts of Interests

Conflicts of interest within the meaning of the FinSA exist if Decisive:

  • in breach of the principle of good faith and to the detriment of clients, can achieve a financial advantage for themselves or avoid a financial loss;
  • has an interest in the outcome of a financial service provided to clients which is contrary to that of the clients;
  • has a financial or other incentive, when providing financial services, to place the interests of certain clients above the interests of other clients;
  • in breach of the principle of good faith, receives from a third party an incentive in the form of financial or non-financial benefits or services in relation to a financial service provided to the client.

In order to identify conflicts of interest and to prevent these from having a detrimental effect on the client, Decisive has issued internal directives and namely taken the following organizational precautions:

  • Decisive has established an internal control function that continuously monitors its investment and employee transactions as well as compliance with market conduct rules. Through effective control and sanction measures, Decisive can thus avoid conflicts of interest.
  • Decisive obliges their employees to disclose mandates that may lead to a conflict of interest.
  • Decisive regularly trains employees and ensures that they have the necessary expertise.
  • Decisive consults with and obtain the approval of the internal control function in the event matters may involve a conflict of interest.

8. Swiss Ombudsman

Decisive constantly endeavors to improve its services. If, despite these efforts a client has a complaint and a mutual solution cannot be found, the client may initiate a mediation procedure through the ombudsman’s office. The procedure is free of charge and confidential. Decisive is affiliated to the Swiss Ombudsman Service.


OFS Ombud Finance Suisse 

Association Suisse des

Gestionnaires de Fortune | ASG

Rue de Chantepoulet 12

CH-1201 Genève

Tél. +41 22 347 62 40